So, you will do have the choice of not really having to pay creditors for these debts, and avoiding bankruptcy.
In the event your income that is only is or SSDI, generally speaking you will be protected from garnishment. Federal law (U.S.C. 42 В§ 407) prohibits many creditors from garnishing SS or SSDI advantages (a few exceptions to this legislation are for fees, alimony/maintenance, son or daughter help, figuratively speaking, plus some federal government debts). This means in the event that you donвЂ™t spend unsecured outstanding debts (including, yet not limited by medical bills, charge cards, payday advances, signature loans, signature loans, repossessions, foreclosures, previous leases, past utilities, many civil judgments) creditors cannot garnish your benefits of these debts. Read more